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How to get a refund on Apple Pay – The complete guide…

Apple Pay offers a convenient way to make purchases using your iPhone instead of your debit or credit card – but can you get a refund if you need it? Let’s investigate.

Apple Pay has been around since 2014 While many iPhone users are immediately using mobile payment technology, many people remain skeptical about it.

Many consumers still prefer to separate their banking and technology gadgets in an age where cybersecurity is a growing problem, with an army of hackers and fraudsters trying to get their hands on our hard-earned money.


One area of ​​concern is whether or not it is possible to get a refund on purchases if the transaction was made with Apple Pay. So, are people right to be concerned?

Can I get a refund through Apple Pay?

As you would with any traditional payment method, you can very easily get a refund on purchases made through Apple Pay – the only information you might need besides a receipt with some merchants is the number account of your device, which we will show you. how to locate yourself in this article.

In the majority of cases, you can simply return the items and get a refund using a standard store receipt, just like you always did before.

However, if you don’t have a receipt or a company has requested additional information, you will need your device account number, which is specific to the payment card. Again, this won’t always be the case.

Where to find your device account number

Instead of the debit or credit card number of the physical card you linked to your Apple Pay, the merchant will use your payment card’s device account number to process refunds for purchases made with Apple Pay .

Here’s how to find your device account number on your iPhone:

  1. Open the Wallet app on your iPhone.
  2. Tap the card you used to make the refundable purchase.
  3. Press the “Plus” button (three dots button) to display the last four digits of your device’s account number.
  4. You can also find your device account number on your Apple Watch:
  5. Open the Wallet app on your Apple Watch.
  6. Tap the card you used to make the refundable purchase.
  7. Scroll down to your card information which will display the device account number for your payment card.

How to get a refund on Apple Pay

Now that you know where to find your device’s account number, here’s how to use it to get a refund for a purchase you’ve changed your mind about or aren’t happy with:

  1. Provide the merchant with your device account number if they need it.
  2. On the device you used to make the purchase, open the Wallet app.
  3. Tap the card you used to make the purchase.
  4. Double-click the side button on your iPhone and authenticate using your usual security method, whether that’s Face ID, Touch ID, or just a password.
  5. Tap your phone on the merchant’s contactless reader.

As with any other type of refund, the payment may take a few days to return to your account.

Why you should use Apple Pay

When Apple Pay launched in 2014, it seemed like a revolutionary concept that would take some time to develop. Seven years later, more than half of iPhone users now use their phone to pay, with Google Pay, Samsung Pay and other new apps also gaining traction on alternative devices.

1. Apple Pay is safer than plastic cards

Going back to what we mentioned at the beginning of this article, many consumers still prefer not to use mobile payment apps like Apple Pay because they don’t trust the security, or perhaps even them- same because they think they can make a payment. error or being led to make unintentional payments.

However, using apps like Apple Pay is actually safer and more secure than using even a standard debit or credit card, as they require authentication from your Face ID (facial recognition), Touch ID (fingerprint), or a password.

2. Apple Pay is faster than plastic cards

Once you’ve used contactless payments, you realize how slow the Chip And Pin process is. Although the contactless payment limit increases slowly over time and contactless cards are as fast as using mobile apps, the added security of mobile payments combined with the ease of use makes it the option payment method ideal in almost all scenarios.

Instead of digging through your pockets or purse to pull out your wallet, searching through your cards to find the right one and realizing you left it loose in another pocket (not just me, that’s right). right?), you can simply take out your phone and place it near the merchant’s contactless reader.

In fact, if you know the store you’re heading to accepts Apple Pay, you can just leave your wallet at home and have one less thing to worry about carrying around all day.

3. Apple Pay is available almost everywhere

When contactless systems first appeared, it seemed like they were only available in a few select stores. Yes, they might have been the biggest stores and the ones you usually shopped at the most, but you probably still had to pay with your credit or debit card most of the time. This is no longer the case.

Thanks to Square and other modern payment machines supporting contactless, not only have more national chains caught up, but smaller stores frequently offer this option as well.

Many apps and online businesses now also accept Apple Pay, such as food delivery services like Uber Eats, online stores, bus, train and plane ticket purchases and much more, so more Need to search your wallet in your house and car when you are online. rushing.

And check Why does Apple Pay say pay with a password? And check How to view your Uber rating!

Jake McEvoy

Jake is a professional writer, journalist, and lifelong tech fan. It covers KnowYourMobile news and user guides.

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